Services

General Information

The appropriate understanding for insurance is the economic value when people have a death tragedy, then the beneficiary could get sum insured based on the insurance policy agreement.

Life insurance is one of financial protection which given by the company to the policy holder for Life, health from the death risk, illness or accident based on the agreement letter between the policy holder as the insured and life insurance company as insurer related with the policy requirements.

Insurance function:

  • Risk Transfer
    With only small amount of premium, some people or company can transfer their risk to the insurance company
  • Aggregate Amount
    Total premium received and collected by the insurance company will be used as a fund to pay the ongoing risk.

Life Insurance Benefit
People need life insurance for their financial protection or their retirement planning which have unpredictable risk in human life.

Life Insurance Phase
Before deciding which the life insurance suitable for your need, you have to know first about the life insurance itself.

  • Traditional Term Life
    Traditional term life is purely life insurance, which only receive the sum insured when the insured pass away during the insurance period.
  • Unit Linked
    Unit linked is individual policy with a financial protection and additional investment factor using the unit price and has a variety value according to the value investment asset.

Insurance definition based on “Pasal 246 Kitab Undang-undang Hukum Dagang (KUHD) Republic of Indonesia.
"Insurance is an agreement; in which the insurer ties a connection with the insured by receiving a premium which will be use to give replacement for disadvantage, damages or loss benefit, which possibly happen causes by unpredictable occurrences."

Based in that definition, there is 4 factor on insurance, which are :

  • Insured committed to remunerate the premium to the insurer continually.
  • Insurer committed to remunerate sum insured to the insured at once or continually when unpredictable occurrence happens.
  • Unpredictable accident.
  • Interest could go through disadvantages causes by unpredictable occurrence.



Bookmark and Share

Disclaimer

This website is maintained by PT. AXA Mandiri Financial Services ("AXA Mandiri") and the information provided in this website is general in nature and not constitute to be reliable as the financial advices or medical advices. AXA Mandiri will endeavour continuously update any information contained in this Internet site, however, AXA Mandiri does not guarante the accuracy or the completeness of any information presented on this site. Reliance on the information is entirely the responsibility of the user and release AXA Mandiri from all charges claimed by other parties for any loss arising from the use of this website. This AXA Mandiri site, both published in English and Indonesian, is an information site intended both for AXA Mandiri customers and for non AXA Mandiri customers The information contained on the http://www.axa-mandiri.co.id site is given strictly for informative purposes only and does not entail any legal commitment or contractual agreement from AXA Mandiri and AXA Mandiri reserves the right to modify the information characteristics contains in this AXA Mandiri site. Access to any products and services presented on the site is subjected to prohibition related to the products and services for certain persons or in certain countries. None of the products and/or services will be supplied by AXA Mandiri to any parties if it is prohibited by Law in their country of origin, Unless the related party check beforehand with their legal advisors that their legal and fiscal status allowed them to subscribe to the products and/or services presented on the site. AXA Mandiri is not responsible for any losses or damage including but not limited to loss and or indirect damages and / or any loss whatsoever resulting from loss of data or profits resulting from and / or related to use of the AXA Mandiri website. AXA Mandiri give its best effort to maintain the website to maintain the function, however AXA Mandiri is not responsible if this website becomes unavailable and / or does not properly operated due to technical problems that are beyond the control of AXA Mandiri. All parties who open this AXA Mandiri Internet site must aware to the terms and conditions of use and by visiting this site the related parties have impliedly agreed to abide to the terms and conditions.


HYPERTEXT LINKS

AXA Mandiri may not under any circumstances be held liable for the hypertext links made to other sites from "http://www.axa.co.id". Any omissions or inaccuracies are liable to occur because of the electronic transmission system.

TECHNICAL INFORMATION

The confidentiality of correspondence is not guaranteed on the network and it is the responsibility of this website users to take all appropriate steps to protect his/her own data and/or software against contamination by any viruses circulating on the Internet.

COOKIES

It is appropriately informed to all users of this site to store all the informations temporarily in memory card or on their hard disk in order to optimise and customise navigation on the site. It is possible for any Internet user to configure the preferences of his browser to refuse cookies. In this case, certain functions of the site may not be accessible.

COPYRIGHT

This site is integrated and inseparable, whole or partial reproduction or representation of the pages, the data and any other element constituting the site, by any process and on any support without AXA Mandiri's permission, is prohibited and will be stipulated as an infringement of Copyright. Copyright of the information provided on this website is owned by AXA Mandiri unless otherwise specified by Copyright Law and / or any prevailing Law in the Republic of Indonesia. Any parties are prohibited to alter or to modify such information in any ways, including removing this copyright notice. AXA Mandiri reserves the right to add, modify or remove the use and operating rules contain in this Copyright at any time and without prior notice.